:root{--navy:#0b2440;--blue:#0e5fb0;--blue2:#1178d4;--teal:#12b5c9;--red:#e23b2e;--red2:#c62f24;--ink:#12212f;--muted:#5a6b7a;--bg:#f4f8fb;--line:#e2ebf2;--white:#fff}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.btn{display:inline-flex;align-items:center;gap:9px;font-weight:700;border-radius:10px;padding:15px 26px;font-size:1.02rem;cursor:pointer;border:0;transition:.15s;line-height:1}
.btn-call{background:var(--red);color:#fff;box-shadow:0 6px 18px rgba(226,59,46,.35)}
.btn-call:hover{background:var(--red2);transform:translateY(-1px)}
.btn-ghost{background:rgba(255,255,255,.12);color:#fff;border:1.5px solid rgba(255,255,255,.6)}
.btn-ghost:hover{background:rgba(255,255,255,.22)}
.btn-blue{background:var(--blue);color:#fff}
.btn-lg{padding:17px 34px;font-size:1.1rem}
.ebar{background:var(--red);color:#fff;text-align:center;font-weight:700;font-size:.92rem;padding:8px 14px;letter-spacing:.2px}
.ebar a{text-decoration:underline}
header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 12px rgba(11,36,64,.06)}
.nav{display:flex;align-items:center;justify-content:space-between;height:70px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.22rem;color:var(--navy)}
.logo .drop{font-size:1.5rem}
.logo span{color:var(--blue)}
.nav-links{display:flex;gap:26px;align-items:center;font-weight:600;color:var(--navy);font-size:.96rem}
.nav-links>a:hover,.drop-toggle:hover{color:var(--blue)}
.nav-links a.active{color:var(--blue)}
.has-drop{position:relative}
.drop-toggle{display:flex;align-items:center;gap:5px;cursor:pointer}
.caret{font-size:.7rem}
.drop-menu{position:absolute;top:100%;left:50%;transform:translateX(-50%);background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 16px 40px rgba(11,36,64,.16);padding:8px;min-width:262px;display:none;flex-direction:column;z-index:60}
.has-drop:hover .drop-menu{display:flex}
.drop-menu::before{content:"";position:absolute;top:-8px;left:0;right:0;height:8px}
.drop-menu a{padding:10px 14px;border-radius:8px;white-space:nowrap;color:var(--navy);font-weight:600}
.drop-menu a:hover{background:var(--bg);color:var(--blue)}
.nav-cta{display:flex;align-items:center;gap:16px}
.nav-phone{font-weight:800;color:var(--navy);font-size:1.12rem;white-space:nowrap}
.nav-phone small{display:block;font-weight:600;color:var(--teal);font-size:.66rem;letter-spacing:1.5px;text-transform:uppercase}
@media(max-width:960px){.nav-links,.nav-phone{display:none}}
.hero{position:relative;background:linear-gradient(120deg,rgba(9,30,54,.94) 0%,rgba(12,60,116,.86) 48%,rgba(15,95,176,.66) 100%),url(hero.jpg);background-size:cover;background-position:center;color:#fff;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background:radial-gradient(1100px 380px at 82% -8%,rgba(18,181,201,.35),transparent 60%);pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;padding:60px 0 68px;position:relative;z-index:1}
.badge{display:inline-flex;align-items:center;gap:8px;background:rgba(226,59,46,.18);border:1px solid rgba(255,120,110,.55);color:#ffd9d5;font-weight:700;font-size:.8rem;letter-spacing:1px;text-transform:uppercase;padding:7px 14px;border-radius:999px;margin-bottom:18px}
.badge .dot{width:9px;height:9px;border-radius:50%;background:#ff5b4d;animation:pulse 1.8s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(255,91,77,.6)}70%{box-shadow:0 0 0 12px rgba(255,91,77,0)}100%{box-shadow:0 0 0 0 rgba(255,91,77,0)}}
.hero h1{font-size:2.85rem;line-height:1.1;font-weight:800;letter-spacing:-.5px;margin-bottom:16px}
.hero h1 em{font-style:normal;color:#8fe3ee}
.hero p.sub{font-size:1.16rem;color:#d5e6f5;max-width:540px;margin-bottom:26px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:22px}
.hero-trust{display:flex;gap:20px;flex-wrap:wrap;font-size:.9rem;color:#bfe9f0;font-weight:600}
.hero-trust span{display:flex;align-items:center;gap:7px}
.hero-trust .ck{color:#48e0b0;font-weight:800}
.crumb{position:relative;z-index:1;font-size:.86rem;color:#bfe9f0;padding-top:22px}
.crumb a{color:#bfe9f0;text-decoration:underline}
.hero-int .hero-grid{grid-template-columns:1fr;padding:34px 0 46px;gap:0}
.hero-int h1{font-size:2.4rem}
.qcard{background:#fff;color:var(--ink);border-radius:16px;padding:26px;box-shadow:0 22px 55px rgba(4,20,40,.4)}
.qcard h3{font-size:1.28rem;color:var(--navy);margin-bottom:4px}
.qcard .qsub{color:var(--muted);font-size:.92rem;margin-bottom:16px}
.qcard label{display:block;font-size:.8rem;font-weight:700;color:var(--navy);margin:11px 0 5px}
.qcard input,.qcard select{width:100%;padding:12px 13px;border:1.5px solid var(--line);border-radius:9px;font-size:.98rem;font-family:inherit;background:#fbfdff}
.qcard input:focus,.qcard select:focus{outline:0;border-color:var(--blue);background:#fff}
.qcard .btn{width:100%;justify-content:center;margin-top:16px}
.qcard .fine{font-size:.76rem;color:var(--muted);text-align:center;margin-top:10px}
.strip{background:var(--navy);color:#fff}
.strip-grid{display:grid;grid-template-columns:repeat(4,1fr);text-align:center;padding:22px 0}
.strip-grid div{padding:6px 12px;border-right:1px solid rgba(255,255,255,.12)}
.strip-grid div:last-child{border:0}
.strip-grid b{display:block;font-size:1.05rem}
.strip-grid small{color:#9fc4e6;font-size:.82rem}
section.pad{padding:66px 0}
section.pad-sm{padding:48px 0}
.eyebrow{color:var(--blue);font-weight:800;letter-spacing:1.5px;text-transform:uppercase;font-size:.82rem;text-align:center}
.h2{font-size:2.1rem;font-weight:800;color:var(--navy);text-align:center;letter-spacing:-.4px;margin:8px 0 10px}
.lead{color:var(--muted);text-align:center;max-width:640px;margin:0 auto 40px;font-size:1.06rem}
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.svc{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;transition:.16s;display:flex;flex-direction:column}
.svc:hover{border-color:#bcdcf5;box-shadow:0 16px 38px rgba(11,60,120,.14);transform:translateY(-4px)}
.svc-media{height:188px;background-size:cover;background-position:center;position:relative}
.svc-media::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,36,64,0) 55%,rgba(11,36,64,.35))}
.svc-body{padding:20px 24px 26px}
.svc h4{font-size:1.14rem;color:var(--navy);margin-bottom:7px}
.svc p{color:var(--muted);font-size:.95rem;margin-bottom:12px}
.svc .more{color:var(--blue);font-weight:700;font-size:.92rem}
.why{background:var(--bg)}
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.why-card{background:#fff;border-radius:14px;padding:26px;text-align:center;border:1px solid var(--line)}
.why-card .n{width:46px;height:46px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;margin:0 auto 13px;font-size:1.2rem}
.why-card h4{color:var(--navy);font-size:1.06rem;margin-bottom:6px}
.why-card p{color:var(--muted);font-size:.92rem}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.steps.three{grid-template-columns:repeat(3,1fr)}
.step{position:relative;padding:24px 20px;background:#fff;border:1px solid var(--line);border-radius:14px}
.step .num{position:absolute;top:-16px;left:20px;width:36px;height:36px;border-radius:9px;background:var(--red);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;box-shadow:0 6px 14px rgba(226,59,46,.35)}
.step h4{color:var(--navy);margin:12px 0 6px;font-size:1.08rem}
.step p{color:var(--muted);font-size:.93rem}
.area{background:linear-gradient(135deg,#0b2440,#0e4d94);color:#fff}
.area .h2{color:#fff}
.area .eyebrow{color:#7fe3f0}
.chips{display:flex;flex-wrap:wrap;gap:11px;justify-content:center;max-width:760px;margin:26px auto 0}
.chip{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.25);border-radius:999px;padding:9px 18px;font-weight:600;font-size:.94rem}
.rev-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.rev{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px}
.stars{color:#f5a623;font-size:1.05rem;letter-spacing:2px;margin-bottom:10px}
.rev p{color:#2c3e4f;font-size:.97rem;font-style:italic;margin-bottom:14px}
.rev .who{font-weight:700;color:var(--navy);font-size:.92rem}
.rev .who small{display:block;color:var(--muted);font-weight:500}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0 22px;margin-bottom:12px}
.faq summary{list-style:none;cursor:pointer;padding:19px 0;font-weight:700;color:var(--navy);font-size:1.04rem;display:flex;justify-content:space-between;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.5rem;color:var(--blue);font-weight:400}
.faq details[open] summary::after{content:"-"}
.faq details p{color:var(--muted);padding:0 0 19px;font-size:.97rem}
.prose-wrap{display:grid;grid-template-columns:1fr 360px;gap:44px;align-items:start}
.article h2{font-size:1.55rem;color:var(--navy);margin:6px 0 12px;letter-spacing:-.3px}
.article h3{font-size:1.16rem;color:var(--navy);margin:24px 0 8px}
.article p{color:#3c4d5c;margin-bottom:15px;font-size:1.02rem}
.article .checks{list-style:none;margin:4px 0 20px}
.article .checks li{padding-left:28px;position:relative;margin-bottom:10px;color:#3c4d5c}
.article .checks li::before{content:"\2713";position:absolute;left:0;color:#1a9e5f;font-weight:800}
.article .faq{margin-top:8px}
.sidebar{position:sticky;top:92px;display:flex;flex-direction:column;gap:20px}
.side-list{background:var(--bg);border:1px solid var(--line);border-radius:14px;padding:22px}
.side-list h5{color:var(--navy);margin-bottom:12px;font-size:1.05rem}
.side-list a{display:block;padding:9px 0;color:var(--muted);border-bottom:1px solid var(--line);font-weight:600;font-size:.95rem}
.side-list a:last-child{border:0}
.side-list a:hover{color:var(--blue)}
.side-call{background:var(--navy);color:#fff;border-radius:14px;padding:24px;text-align:center}
.side-call small{display:block;color:#7fe3f0;font-weight:700;letter-spacing:1.5px;text-transform:uppercase;font-size:.7rem;margin-bottom:6px}
.side-call .p{font-size:1.6rem;font-weight:800;margin-bottom:14px}
.side-call .btn{width:100%;justify-content:center}
.cta{background:var(--red);color:#fff;text-align:center}
.cta .h2{color:#fff}
.cta p{color:#ffe1de;max-width:560px;margin:0 auto 24px;font-size:1.08rem}
.cta .btn-white{background:#fff;color:var(--red2)}
.cta .btn-white:hover{background:#fff5f4}
.contact-grid{display:grid;grid-template-columns:1fr 420px;gap:44px;align-items:start}
.cinfo .row{display:flex;gap:14px;align-items:flex-start;margin-bottom:22px}
.cinfo .ic{width:44px;height:44px;border-radius:10px;background:var(--bg);border:1px solid var(--line);display:flex;align-items:center;justify-content:center;font-size:1.3rem;flex-shrink:0}
.cinfo h4{color:var(--navy);font-size:1.04rem;margin-bottom:2px}
.cinfo p{color:var(--muted);font-size:.98rem}
.cinfo a{color:var(--blue);font-weight:700}
footer{background:var(--navy);color:#c6d6e6;padding:48px 0 26px;font-size:.94rem}
.f-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:34px;margin-bottom:30px}
footer h5{color:#fff;font-size:1.02rem;margin-bottom:12px}
footer .logo{color:#fff;margin-bottom:12px}
footer a:hover{color:#fff}
footer ul{list-style:none}
footer li{margin-bottom:7px}
.f-phone{font-size:1.5rem;font-weight:800;color:#fff}
.f-bot{border-top:1px solid rgba(255,255,255,.13);padding-top:20px;text-align:center;color:#8fa8bf;font-size:.85rem}
.f-bot em{color:#b9cde0;font-style:normal}
.mcall{display:none;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--red);color:#fff;text-align:center;font-weight:800;font-size:1.08rem;padding:15px;box-shadow:0 -4px 16px rgba(0,0,0,.2)}
@media(max-width:960px){
 .hero-grid{grid-template-columns:1fr;gap:30px;padding:40px 0 48px}
 .hero h1{font-size:2.15rem}
 .strip-grid{grid-template-columns:1fr 1fr;gap:14px}.strip-grid div:nth-child(2){border:0}
 .svc-grid,.why-grid,.steps,.steps.three,.rev-grid,.prose-wrap,.contact-grid{grid-template-columns:1fr}
 .sidebar{position:static}
 .f-grid{grid-template-columns:1fr;gap:24px}
 .step .num{position:static;margin-bottom:8px}
 .mcall{display:block}
 body{padding-bottom:54px}
}
@media(max-width:560px){.hero h1{font-size:1.8rem}.hero-int h1{font-size:1.8rem}.h2{font-size:1.6rem}}